Tree Care Insurance and Risk Management
Arranging, managing, and servicing insurance needs for companies in the tree care industry is not an easy task. Tree care companies, by nature of their operations, assume a large amount of risk in comparison to other industries. Insurance costs, therefore, tend to be higher those of most other industries. This means that few quality insurance options are available that properly address this specialty area. Furthermore, by the shear nature of their business, tree care companies often tend to operate “on the fast track” with multiple day-to-day service needs. These needs require a quick response from insurance providers who then need to be prepared to address a potentially wide range of needs and issues.
C&H not only understands the insurance marketplace as it pertains to tree care operations but also to the tree care industry itself. Our knowledge begins at the basic premise that not all tree care companies are alike. We realize these differences lie not only in individual company services and workforce make-up but also in the business philosophies and goals of individual company owners. This basic understanding is only the beginning — matters of proper risk avoidance measures, claims management, and a number of other important considerations follow. By tying all these components together, the end result can be a combination of controlled insurance costs, availability of quality insurance coverage, and demand meeting service standards.