Industry Specialties

Working with someone who takes the time to understand your unique insurance needs can both save you money and provide you with better protection.

Tree Care & Risk Management

Tree care companies, by nature of their operations, assume a large amount of risk in comparison to other industries. Insurance costs, therefore, tend to be higher those of most other industries. This means that few quality insurance options are available that properly address this specialty area. Furthermore, by the shear nature of their business, tree care companies often tend to operate “on the fast track” with multiple day-to-day service needs. These needs require a quick response from insurance providers who then need to be prepared to address a potentially wide range of needs and issues.

Learn more about our Tree Care & Risk Management

Cannabis & Risk Management

Our Insurance Solutions Suite is an innovative specialty program specific to MMJ operations. Our consultants developed this program by adopting similar programs widely used in other States and integrating those programs with hands-on application for the strict regulatory DPH requirements. We provide a scalable approach to you RMD insurance needs to minimize premium costs until your operations get final approvals and are operational. When you are ready to grow, your insurance plan will be right there with you. 

Learn more about our Cannabis & Risk Management


Restaurant Insurance & Risk Management

As you know, the restaurant business is nothing if not unpredictable. You need coverage that anticipates a wide range of possibilities.

We asked restaurant owners and managers what they want from their agent, coverage and insurance carrier – then we created The Five Star Program for Restaurants. It combines broad protection and excellent service for policyholders with an exclusive pricing methodology that is unique. 

Learn more about our Restaurant Insurance and Risk Management

Manufacturing / Wholesalers & Retailers

These business segments are the main appetite of just about every insurance company, most of whom offer specialized coverage to meet any customers specific needs. Corcoran & Havlin will conduct a review of your insurance exposures and needs, and with our broad company representation we will tailor an insurance program for your business that brings together the value of broad coverage and competitive pricing.

Residential Contracting

Meeting the changing needs of residential builders & remodeling contractors is one of our agency’s strong points. To meet the insurance and risk management needs of our contractor clients; Corcoran & Havlin has secured an exclusive program to provide General Liability, Tools & Equipment, Builders Risk and Workers Compensation insurance. For qualifying contractors this program provides the coverage they need at substantial cost savings over comparable surplus lines policies. In addition, Corcoran & Havlin can access virtually all other insurers to ensure you have the coverage you require. Safety programs and other valuable resources are available to our clients to help keeps claims to a minimum.


Transportation / Livery

Corcoran & Havlin specializes in assisting New England Transportation and Livery businesses with their insurance needs. This primarily includes limousine and bus companies. Our comprehensive insurance program includes:

  • Commercial Auto Coverage
    • Protection for your vehicles and your employees who drive them.
  • Property Protection
    • Protects buildings and business personal property, such as equipment, supplies, tools, computers, and office machines- even the personal property of your employees that may be used on the job.
  • Business Interruption coverage may also be included.

Home Inspectors

Corcoran & Havlin Insurance represents a special insurance program for ASHI New England. This program is underwritten by AIG’s Lexington Insurance Company which is rated A++ my A.M. Best and will enable Home Inspector professionals to comply with laws requiring Errors & Omission coverage.
Our program is available in New England and offers the following features:

  • Available claims made coverage
  • Prior acts coverage included at no additional premium
  • Radon coverage available
  • Commercial Inspections
  • Additional discounts for firms with more than two inspectors
  • Various coverage limits available


The Technology industry is one with an evolving array of specialties in services and products. Corcoran & Havlin is a leader in providing custom products and solutions to protect domestic and global businesses in the following areas:

  • Technology Errors & Omissions Liability
  • Internet Liability
  • Intellectual Property Liability
  • Directors & Officers Liability
  • Employment Practices Liability

Social Services

Corcoran & Havlin is an industry leader and partner to non profit organizations, human social service providers and non-profit community health centers. The agency has developed a number of carrier programs which serve the vast majority of non profit organizations. As the exclusive endorsed insurance agent for the Massachusetts Nonprofit Network, Inc., Corcoran & Havlin has structured customized insurance coverages to specifically to address the exposures of non profits.

In addition, Corcoran & Havlin has negotiated preferred premiums which all non-profits can take advantage of as a Massachusetts Nonprofit Network member. Corcoran & Havlin is also the endorsed agent for the Commonwealth Purchasing Group, a wholly owned subsidiary of the Massachusetts League of Community Health Centers. All of our program offerings include products from the top carriers in the industry for: Property, General Liability, Workers’ Compensation, Automobile, Umbrella and Professional Liability. Our firm is especially adept at assessing your exposures to loss and providing the best coverage and cost solutions. In addition to package insurance solutions, Corcoran & Havlin has exclusive coverage designs for Director’s & Officers liability with preferred premium rates.